Track income, expenses, invoices & budgets in one dashboard. GST-compliant invoicing, real-time ledger, receivables & payables — built for Indian SMBs.
Avani's FinancialTransaction module gives every Indian SMB a running ledger of all money flowing in and out of the business — income from clients, operational expenses, vendor payments, and inter-account transfers. Each transaction is tagged with a type (income or expense), account, amount in INR, date, and a narration. The ledger is always current, so your finance team never has to wait until month end to know where the business stands. GST-relevant transactions can be annotated with GSTIN and HSN/SAC codes for reconciliation with your GSTR filings.
Manage multiple bank accounts, cash-in-hand balances, and payment wallets from a single Account module. Each account holds a running balance updated automatically as transactions are posted. Finance managers can reconcile entries against bank statements, identify unrecorded credits or debits, and maintain accurate fund positions across all business accounts. This is particularly useful for Indian SMBs operating current accounts with two or three different banks and needing a consolidated view without exporting statements to Excel.
Raise GST-compliant sales invoices directly in Avani — capturing CGST, SGST, or IGST as applicable based on the supply type and the buyer's GSTIN. Each invoice is linked to a client, tracks payment status (raised, partially paid, paid, overdue), and posts to the receivables ledger on creation. Overdue invoices are surfaced on the finance dashboard so your accounts team can follow up without maintaining a separate collection tracker. The Invoice module covers the complete receivables cycle from invoice generation to payment reconciliation.
Every employee expense claim approved through the Expense module flows automatically into the finance ledger, posting to the correct expense head and cost centre. Vendor payables can also be recorded as finance transactions, giving the accounts team visibility of outstanding payments. The payables view shows aging — 0-30 days, 31-60 days, 60+ days overdue — helping cash flow planning. For MSME vendors, timely payment tracking helps your business stay compliant with the MSME Samadhaan regulations on delayed payments.
Create annual or quarterly budgets by department, cost centre, or expense category in the Budget module. As actual transactions are recorded against each budget line, Avani computes the consumed percentage and remaining headroom in real time. Finance managers receive an instant view of which departments are overspending and by how much, enabling corrective action before the budget is exhausted. Budget vs actual variance reports can be exported for board presentations and CA review without any manual data assembly.
The Avani finance dashboard consolidates all key financial metrics on one screen — total income, total expenses, net surplus or deficit, outstanding receivables, and payables due this week. Trend lines show month-over-month revenue and cost movements so management can spot seasonality or a cost overrun early. Charts break down expenses by category and income by client, giving Indian business owners the same financial visibility that was previously only available after the CA closed the books each quarter.
Generate detailed reports by income source or expense category for any date range — weekly, monthly, quarterly, or custom. See how much revenue came from services versus products, or compare employee cost versus marketing spend versus rent. Reports are filterable by account, department, and project, giving multi-unit or multi-location Indian businesses granular visibility. All reports export to Excel or PDF for sharing with your CA, auditors, or bank relationship manager during credit appraisals.
Avani surfaces a real-time cash flow view combining all account balances, expected receivables from outstanding invoices, and committed payables due in the next 30 days. This forward-looking liquidity snapshot helps Indian SMBs avoid overdrafts, plan vendor payment timing, and decide when to draw working capital credit. TDS deducted on payments is trackable as a separate line so finance teams can reconcile 26AS data during income tax return filing without hunting through transaction histories.
Finance management software is a digital system that records all financial transactions, manages accounts, tracks invoices and expenses, monitors budgets, and generates financial reports — replacing manual ledger books and disconnected Excel sheets. Avani Business OS includes a dedicated Finance module covering FinancialTransactions, Accounts, Invoices, Expenses, and Budgets, giving Indian SMBs a single platform to track every rupee in and out of the business. The module integrates with the HR and CRM modules so payroll, expense reimbursements, and client invoices all feed the same ledger without any manual bridging.
Every financial event — a client payment received, a vendor bill paid, an employee reimbursement, or a bank transfer — is recorded as a FinancialTransaction in Avani with a type (income or expense), the relevant account, amount, date, and narration. The ledger updates in real time so the running balance on every account is always current. Finance managers can filter the ledger by account, date range, or transaction type and export it for bank reconciliation or CA review at any time.
Yes. The Invoice module in Avani allows you to raise sales invoices that capture the applicable GST components — CGST and SGST for intra-state supplies, or IGST for inter-state supplies — based on the supply type and the buyer's GSTIN. Each invoice records the taxable value, HSN or SAC code, GST rate, and gross amount. This structure makes it straightforward to reconcile invoice data with your GSTR-1 filings and to provide the detailed invoice register your CA needs for GST compliance.
You create a budget in Avani by assigning planned spend amounts to departments, cost centres, or expense categories for a defined period — monthly, quarterly, or annual. As actual transactions are recorded, Avani compares them to the budget in real time and shows a consumed percentage and variance for each budget line. Managers can see which lines are running over budget before the period ends and take corrective action. Budget vs actual reports export to Excel or PDF for board-level review or bank covenant reporting.
Receivables are driven by the Invoice module: each invoice raised is tracked through raised, partially paid, and fully paid statuses, and overdue invoices appear in an aging view on the finance dashboard. Payables are recorded as expense or payment transactions against vendor accounts, with aging filters showing amounts due within 30, 60, or 90 days. This dual visibility lets Indian SMBs manage cash flow proactively — collecting from clients and timing vendor payments to maintain healthy liquidity.
Yes. When an employee expense claim is approved through the Expense approval workflow in Avani, it automatically creates a corresponding FinancialTransaction in the Finance module against the mapped expense ledger head and cost centre. This eliminates the double-entry problem where the accounts team had to manually re-enter HR-approved expenses into a separate accounting system. The P&L and expense category reports reflect all approved employee costs in real time.
Avani generates income summaries, expense category breakdowns, account-wise transaction ledgers, budget vs actual variance reports, invoice aging reports, and cash flow snapshots for any chosen date range. Reports are filterable by department, account, project, and transaction type. All reports export to Excel for further analysis or to PDF for sharing with your CA, board, or bank. This replaces the manual compilation from multiple Excel files and email trails that finance teams in most Indian SMBs spend two to three days on each month.
Avani Business OS is specifically designed for Indian MSMEs and SMBs. The Finance module handles the typical scale and complexity of businesses with 10 to 500 employees — multiple bank accounts, GST-compliant invoicing, employee expense reimbursements, and department-level budget control. MSME businesses with UDYAM registration can use the payables aging view to ensure vendor payments are made within the statutory timeframe required under the MSMED Act, helping them avoid late payment penalties and maintain good supplier relationships.
Transactions on which TDS is deducted — such as contractor payments, professional fees, or rent — can be tagged in the FinancialTransaction ledger with the applicable TDS section and deducted amount. This creates a structured record of TDS deducted and deposited that your CA can use to reconcile with Form 26AS during income tax return filing. While Avani is not a full tax accounting system, the structured transaction ledger and exportable reports significantly reduce the time your CA spends reconstructing payment histories at tax time.
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