Avani Business OS

AI Payroll India — Compliant PF, ESI, TDS & PT, Run by Asking

Run statutory Indian payroll by asking: PF (12%+12%), ESI, Section 192 TDS and state-wise PT, auto-applied on your data. ₹29/employee/month.

Quick answer

Avani AI Payroll is built for Indian compliance — PF at 12% + 12%, ESI at 0.75% + 3.25% on gross ≤ ₹21,000, state-wise Professional Tax, and TDS under Section 192, all computed on your own data.

Ask the assistant "what is our total PF liability this month" or "why did this employee's TDS change" and it answers in plain English from your live payroll.

Tell it to run payroll and it drafts the run with every statutory deduction applied — you approve before any disbursement, and it flags anomalies first.

Role-based and honest: the AI works only on your company's data, never invents figures — included in Avani Business OS at ₹29/employee/month.

At a glance

Features

Provident Fund, Calculated Every Run

PF is applied at 12% employee plus 12% employer on basic wages for every eligible employee. The AI can total your PF liability on demand and the system generates ECR data ready for the EPFO portal.

ESI on the Right Wages

Employee State Insurance is computed at 0.75% employee plus 3.25% employer on gross wages up to ₹21,000 per month. When someone crosses the threshold, the AI applies the contribution-period rules correctly.

TDS Under Section 192

Monthly TDS on salary is projected under Section 192, factoring declared 80C, 80D, and HRA exemptions. Ask "why did TDS rise for this employee" and the assistant explains the revised projection in plain words.

State-Wise Professional Tax

PT slabs differ by state — Maharashtra, Karnataka, West Bengal, Andhra Pradesh, Telangana, Tamil Nadu and more. The engine applies each employee's correct state slab automatically in every payroll run.

Ask Compliance Questions

"How much PF do we owe this quarter?" "Which employees are ESI-eligible?" "What is the PT for our Pune staff?" The AI reads your real payroll data and answers instantly, respecting the asker's role.

Compliant Slips & Filing Data

Generate salary slips with your CIN, PAN, and ESIC number, plus Form 16-ready figures at year end. Ask the assistant to resend a slip or export filing data and it handles it — no template juggling.

Key benefits

How it works

  1. Configure Statutory Settings Once — Set each employee's PF and ESI applicability, their state for Professional Tax, and salary structure. Enter their investment declarations for TDS. The AI works strictly from these real settings — never generic assumptions.
  2. Ask the AI to Run Compliant Payroll — At month end, tell the assistant to prepare the run. It applies PF (12% + 12%), ESI (0.75% + 3.25% up to ₹21,000), state PT slabs, and Section 192 TDS, then shows a draft with anomalies flagged for your review.
  3. Approve and Export for Filing — You review flagged items and can ask the AI to explain any figure before approving. Once approved, it produces compliant salary slips, ECR data for EPFO, ESI contribution statements, and bank-ready disbursement files.

Frequently asked questions

Does AI payroll handle Indian PF and ESI?

Yes. Provident Fund is calculated at 12% employee plus 12% employer on basic wages, and ESI at 0.75% employee plus 3.25% employer on gross wages up to ₹21,000 per month. When an employee crosses the ESI wage threshold, the system applies the correct contribution-period continuation rules. The AI applies these to your configured salary structures, never to generic estimates.

How does TDS on salary work (Section 192)?

The system projects each employee's annual tax liability under Section 192 of the Income Tax Act and spreads it across the remaining months, factoring in declared investments under 80C, deductions under 80D, and HRA exemption. If a salary or declaration changes, the projection updates, and you can ask the assistant to explain exactly why an employee's TDS moved.

Is Professional Tax handled state by state?

Yes. Professional Tax slabs vary across states such as Maharashtra, Karnataka, West Bengal, Andhra Pradesh, Telangana, and Tamil Nadu. Each employee is assigned their applicable state, and the correct PT slab is applied automatically in every payroll run — no manual slab lookups per person.

Can I ask the assistant about compliance liabilities?

Yes. You can ask things like "what is our total PF liability this month", "which employees are ESI-eligible", "what PT applies to our Pune team", or "show TDS above ₹20,000". The AI reads your live payroll data and answers in plain English, with role-based access so sensitive figures stay restricted to authorised users.

Does the AI file EPFO or ESIC returns?

The system generates the data you need — ECR files formatted for the EPFO portal, ESI contribution statements, and Form 16-ready figures — but the actual upload to the government portals is done by you or your consultant. The AI removes the calculation and preparation work; the statutory filing submission stays a deliberate human step.

Will the AI ever produce incorrect figures?

The assistant works only on your company's configured salary structures and real payroll data — it does not fabricate numbers. Every run also passes through anomaly detection that flags things like a missing PF deduction or an unusual net amount, and a human approves before any disbursement. It is designed to be honest and auditable, not a black box.

Is Indian payroll included in the ₹29 price?

Yes. PF, ESI, Professional Tax, and Section 192 TDS calculation, compliant salary slips, ECR and ESI data generation, and the AI assistant are all part of Avani Business OS at ₹29/employee/month. There is no per-module compliance add-on and no separate AI charge.

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